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TAB Insurance
Home Insurance There’s a lot to know about Property Insurance. From learning how it can help protect you and your assets and deciding what coverage options are right for you. Then request a quote online or from your TAB Insurance Group licensed Professional.
Details

Home Insurance: Why do I need this insurance?

 

Property Insurance helps provide peace of mind when:

Bad things happen. Simply put, insurance provides a safety net for you and your family when certain unfortunate events happen like theft, fire, burglary and vandalism…You need liability and guest medical protection too. For example, if your neighbor slips and falls in your kitchen, you might need these coverage’s to help pay for medical expenses.

You need to replace, repair or rebuild. If your home were destroyed by fire today, you'd need the financial resources to replace or repair it.

Your lender requires it. When you buy your house, you'll probably need to provide your policy "in hand" at your closing. If you're building a new home, you may need to have special coverage while your new home is being built.

You have special items. Protect more than your home; protect special items such as jewelry, silverware, business property, cameras, cellular phones and more with extended coverage options.

Protect your assets, possessions, home and your family! Understand what coverages are right for you.

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Expanded Details
Home Insurance: What are my coverage options?

Whether you rent or own your home, you've got a wide range of property insurance products and coverages.

First, understand which coverage elements are common among all property insurance policies:

  • Personal Property
    To protect movable personal property, mostly within your home. Certain coverage limits apply.
  • Family Liability Protection
    To pay for covered damages, which you’re legally, obligated to pay for covered accidental bodily injury or property damage to others.
  • Guest Medical Protection
    To pay medical expenses for your guests who are accidentally injured on your property as a result of a covered loss.              
  • Additional Living Expenses
    To pay the reasonable increase in living expenses if your home becomes uninhabitable after a covered loss.

 

Second, consider which policy is right for your living situation:

House