| CBFS Pro Financial Services |
| Restore Life’s options with Good Credit!
We Make Credit Repair Fast, Easy and Effective for Our Clients.
This is precisely where we come in. We're here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve issues on your credit reports. We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized. We've studied credit reporting, the credit bureaus and creditor reporting methods to maximize the results we can obtain for you |
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| Not Happy About What You See On Your Credit Report? |
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You're not alone. Unfortunately, few consumers fully understand what constitutes a correctable error on a credit profile. Many are busy with everyday life - raising a family, working, etc. and just don't have the time to devote to researching their credit rights. As a result, few consumers actually dispute their credit profiles effectively. |
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| What Does Your Credit Report Say About You?
Everywhere you look you can see advertisements and articles discussing the importance of an individual's credit score. Credit scores affect every aspect of our financial lives - qualification for loans, the interest rates we pay, employment opportunities, and even insurance premiums. Undoubtedly, a consumer's credit score has become one of the
single most important criteria reviewed and considered by today's lenders and potential employers. The information reported by the credit bureaus about you impacts almost every part of your financial life.
Does your Credit Re port Tell the Truth about You?
Probably not. Credit scores are based upon information reported on a consumer's credit profile. The 3 main credit bureaus maintain credit profiles on more than 100 million Americans. Unfortunately, statistics show that approximately 3 out of every 4 credit profiles contain potentially serious errors. Here are some alarming statistics about credit reports:
79% of credit reports contain some type of error.
25% of all credit reports contain errors serious enough to result in the denial of credit.
29% of consumers have variances of 50 points or more in their credit scores as reported by each of the three major credit bureaus.
54% of credit reports contain personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect.
30% of credit reports contain credit accounts that had been closed by the consumer but incorrectly remained listed as open.
These errors are costing consumers billions of dollars in unnecessary costs. How much does inefficient and inaccurate reporting cost you? |
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