Choosing the Free Report

The free AnnualCreditReport.com website is maintained by the three credit bureaus (Equifax, TransUnion, and Experian).   The Federal Trade Commission (FTC) requires that each of them provide you with a free credit report (without scores) once each year.   This is that website.   You can access it either through the Credit Report Wizard, or through the Resource Center.   If you'd like to read what the FTC says about your free annual credit report - just click on this link: Free Annual Credit Report and the Federal Trade Commission